There are plenty of cashback sites you can use to save money online and in-store, but if you're someone who likes to save money on the move, cashback apps are the way to go.
Luckily, there are many different apps to choose from, both on Android and Apple/iOS!
So, whether you're looking to save money on:
- Clothes
- Gifts
- Activities
- Dining out
- Groceries
- Travel
- Tech
- or something else…
This list of the best cashback apps is sure to have something for you.
Featured Cashback Apps

Rakuten members can earn cashback shopping online and in-store, save money with coupons, and earn money by referring new members. After accumulating at least $5.01, earnings can be cashed out via PayPal or check.
Rakuten has apps for: Android Phone, Android Tablet, iPad, iPhone


TopCashBack members can earn cashback by shopping at partner stores through the platform or scanning receipts for eligible in-store purchases. Additional earnings are also available via referrals. After earning any amount of money, earnings can be cashed out via direct deposit, PayPal, gift cards, or prepaid credit cards.
TopCashBack has apps for: Android Phone, Android Tablet, iPad, iPhone


Pogo members can earn points by sharing transaction data, making online and in-store purchases for cashback, scanning receipts, taking surveys, sharing browsing data, sharing location data, referring friends, and more. 1 Pogo point = $0.001. After accumulating $3.00 (~3,000 Points), points can be exchanged for cash via Venmo, PayPal, or gift cards, or they can be donated to charity.
Pogo has apps for: Android Phone, iPhone
What Are Cashback Apps?
Cashback apps are mobile applications that you can use to earn back a portion of the money you spend when shopping online or in-store. Different apps offer cash back on different products and services, but you can find options for saving on things like clothes, groceries, restaurants, tech, travel, and more.
To earn the cashback, you'll typically just need to shop through the app or submit some sort of proof of your shopping trip (such as with a receipt or barcode scan). From there, the cashback app will credit you with your savings, and you'll be able to cash out your earnings via a variety of methods (common options include PayPal, gift cards, bank transfer, and more).
Top Cash Back Apps for Shopping Online and In-Store
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Honey members can use the platform to find cashback offers and product deals, track price drops, and save money with promo codes. They can also earn some extra cash by referring friends to the platform. Earnings come in the form of points, with 1 Point = $0.01. Points can be exchanged for gift cards, PayPal credits, or PayPal cash.
Honey has apps for: Android Phone, Android Tablet, iPad, iPhone
Requirements π
Minimum Age: | 18 years old |
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Supported Locations: | Worldwide Honey offers more features for U.S. shoppers, but is available around the world. For business parterns, Honey is focused on retailers in Australia, the United States, Canada, France, Germany, the Netherlands, and the United Kingdom. |
Supported Devices: | Android Phone, Android Tablet, Computer Browser, iPad, iPhone Honey can be accessed via web browser on any device (user experience may vary) or via the Honey app for iOS and Android. The Honey browser extension can only be downloaded on a desktop browser. |
Earner Details π°
Income Type: | Active, Semi-Passive You can earn/save money semi-passively with the Honey app or browser extension, as these will automatically alert you of cashback and promo codes. |
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Point Conversion: | 1 Honey Point is worth $0.01. 100 Points = $1. |
Minimum Payout: | None Minimum payout varies by payout option. PayPal payouts have no minimum but gift card payouts start at $10. (this may vary by location). |
Payout Options: | Charity Donations Gift Cards PayPal 1-800-Flowers Gift Card Ace Hardware Gift Card Payout options may vary by location. |
Payout Speed: | 0-1 days While payouts are quick, receiving your cashback points after making a purchase can take 60-90 days (or longer for things like travel reservations). |
Sign Up Bonus: | 500 points ($5) if you use a referral link and make a qualifying cashback purchase. Sign up here. |


Ibotta savers can earn cashback on online and in-store shopping purchases by either shopping directly through Ibotta, scanning receipts, or linking store loyalty cards. Money can also be earned by referring new members to the platform. After accumulating $20.00, earnings can be cashed out via bank transfer, PayPal, or gift cards.
Ibotta has apps for: Android Phone, iPhone
Requirements π
Minimum Age: | 18 years old |
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Supported Locations: | Puerto Rico, United States |
Supported Devices: | Android Phone, Computer Browser, iPhone, Smartphone Browser, Tablet Browser Ibotta can be accessed via web browser or app. Some features are only available in the mobile app version of the platform. |
Other: | Only one (1) account per Ibotta saver. Phone number verification required. |
Earner Details π°
Income Type: | Active, Semi-Passive The Ibotta browser extension makes online cashback semi-passive. It'll alert you when cashback offers are available. |
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Minimum Payout: | $20.00 |
Payout Options: | Direct Deposit Gift Cards PayPal Amazon Gift Card Best Buy Gift Card |
Payout Speed: | 0-7 days Payout speeds vary by payout option. PayPal payouts are typically received within 2 hours but can take 1-3 business days in some cases. Gift cards are sent within an hour. Direct deposit payouts typically take anywhere from 0-5 business days but can take up to 7 business days in some cases. |
Commissions / Fees: | $3.99 account maintenance fee for inactive accounts (explained further in the "Work Schedule" section). |
Sign Up Bonus: | $10 when you spend $30 online shopping through Ibotta within 45 days of registration. May not be available at all times. Sign up here. |


Qmee members can earn money by completing surveys, answering pop-quiz questions, searching the web, playing mobile games, shopping online for cashback, referring friends, and more. With no minimum payout, earnings can be cashed out right away to PayPal, gift cards, Venmo, or charity.
Qmee has apps for: Android Phone, Android Tablet, iPad, iPhone, Mac Computer
Requirements π
Minimum Age: | 16 years old |
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Supported Locations: | Australia, Canada, France, Germany, United Kingdom |
Supported Devices: | Android Phone, Android Tablet, Computer Browser, iPad, iPhone Qmee can be accessed via web browser on any device (user experience may vary) or via one of the Qmee apps available on both the Google Play and Apple App store. |
Other: | PayPal account. |
Earner Details π°
Income Type: | Active, Semi-Passive Qmee's paid web searching feature could be seen as semi-passive income. |
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Minimum Payout: | None |
Payout Options: | Charity Donations Gift Cards PayPal Venmo Amazon Gift Card Your first payout must be to PayPal/Venmo to verify your identity. Once linked, your PayPal account can't be unlinked. |
Payout Speed: | Instant Most Qmee payments are sent within a few minutes, but things like public holidays or other things outside of Qmee's control can sometimes cause delays. |
Sign Up Bonus: | $0.50-$1 after your first payout request (must use a referral link). You can use our referral link for a $0.50 bonus by pressing the "Visit Platform" button on this page. Sign up here. |


Fetch Rewards members can earn points by shopping at and submitting receipts from grocery stores, restaurants, online stores, and more. 1 Fetch point = $0.0006-$0.0009. After accumulating $3.00 (~3,333-5,000 Points), earnings can be cashed out via gift cards, prepaid credit cards, or charity donations.
Fetch Rewards has apps for: Android Phone, Android Tablet, iPad, iPhone
Requirements π
Minimum Age: | 13 years old |
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Supported Locations: | United States |
Supported Devices: | Android Phone, Android Tablet, iPad, iPhone |
Other: | A verified phone number. |
Earner Details π°
Income Type: | Active, Semi-Passive Some of the cashback earnings on Fetch -- like automatically submitted digital receipts -- could be considered semi-passive. |
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Point Conversion: | 1 Fetch Rewards Point is worth $0.0006-$0.0009. 1111-1667 Points = $1. To reach the minimum payout amount listed below, you'll need to have around 3333-5000 Points. Point conversion varies by payout option. |
Minimum Payout: | $3.00 |
Payout Options: | Charity Donations Gift Cards Prepaid Credit Cards Tango Card 1-800-Flowers Gift Card |
Payout Speed: | 1-9 days For most rewards, the redemption process can take up to 3 business days but for physical Visa gift cards, delivery can take between 7-10 business days. |
Commissions / Fees: | $3 shipping and handling when redeeming physical Visa reward. |
Sign Up Bonus: | 300 points ($0.18-$0.27) when you use the code "FETCH300" during signup. Sign up here. |
Other Notes: | You can't snap photos of receipts that aren't yours. Receipts from purchases must be made by you personally. |


ReceiptPal members can earn points by submitting in-store and online shopping receipts from any retailer. 1 ReceiptPal point = $0.00227-$0.0027. After accumulating $5 (~1,852-2,203 Points), points can be redeemed via e-gift cards from various retailers such as Apple, Starbucks, Walmart, and more.
ReceiptPal has apps for: Android Phone, iPhone
Requirements π
Minimum Age: | 16 years old |
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Supported Locations: | United States |
Supported Devices: | Android Phone, iPhone |
Earner Details π°
Income Type: | Active, Semi-Passive You can earn semi-passive income on ReceiptPal by attaching your email or retailer accounts to submit e-receipts automatically. |
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Point Conversion: | 1 ReceiptPal Point is worth $0.00227-$0.0027. 370-441 Points = $1. To reach the minimum payout amount listed below, you'll need to have around 1852-2203 Points. Point conversion varies based on payout amount. Higher value rewards typically offer better point conversions. |
Minimum Payout: | $5 |
Payout Options: | Gift Cards Prepaid Credit Cards Apple Gift Card Bass Pro Shops Gift Card Buffalo Wild Wings Gift Card |
Payout Speed: | Instant |


ShopBack members can earn cashback by shopping online and in-store at specific retailers or by purchasing specific products. Additional earnings are available via challenges and referrals. After accumulating β±200, earnings can be cashed out via PayPal, direct deposit, and e-wallet transfers.
ShopBack has apps for: Android Phone, Android Tablet, iPad, iPhone
Requirements π
Minimum Age: | None ShopBack's payout options may require users to at least be of legal age in their respective jurisdictions. |
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Supported Locations: | Australia, Germany, Hong Kong, Indonesia, Malaysia Cashback and earning opportunities may vary by location. |
Supported Devices: | Android Phone, Android Tablet, Computer Browser, iPad, iPhone |
Earner Details π°
Income Type: | Active, Semi-Passive ShopBack earnings can be considered semi-passive if you use the browser extension to find cashback during your regular online shopping sessions. |
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Minimum Payout: | β±200 Minimum payout may vary by location. |
Payout Options: | Direct Deposit GCash Maya PayPal Cashback can also be put toward future purchases when using ShopBack Pay. |
Payout Speed: | 3-7 days Payouts are sent within 3-5 working days. |


Rakuten members can earn cashback shopping online and in-store, save money with coupons, and earn money by referring new members. After accumulating at least $5.01, earnings can be cashed out via PayPal or check.
Rakuten has apps for: Android Phone, Android Tablet, iPad, iPhone
Requirements π
Minimum Age: | 18 years old |
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Supported Locations: | Canada, France, Germany, Japan, Spain |
Supported Devices: | Android Phone, Android Tablet, Computer Browser, iPad, iPhone Rakuten can be accessed via web browser on any device (user experience may vary) or via the apps available on the Apple App and Google Play store. |
Other: | Must provide your mailing address to get your cashback earnings. Must have a verified PayPal account. |
Earner Details π°
Income Type: | Active, Semi-Passive If you have the Rakuten cashback extension, earning money from your shopping trips is pretty passive. |
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Minimum Payout: | $5.01 |
Payout Options: | Charity Donations Check PayPal |
Payout Speed: | 45-137 days Rakuten sends out payments every three months based on a specific schedule: Earnings posted between Jan 1 - Mar 31 are sent by May 15. Earnings posted between Apr 1 - June 30 are sent by Aug 15. Earnings posted between July 1 - Sept 30 are sent by Nov 15. Earnings posted between Oct 1 - Dec 31 are sent by Feb 15. |
Sign Up Bonus: | $10-$30. To qualify, make a cashback purchase of at least $25 within 90 days of signing up as a Rakuten member. Sign up here. |


Shopkick members (aka Shopkickers) can register for free and earn points (called Kicks) for visiting stores, scanning receipts, scanning barcodes, shopping online, referring friends, watching videos, and more. 1 Kick = $0.004. After accumulating $2 (~500 Kicks), Kicks can be exchanged for gift cards.
Shopkick has apps for: Android Phone, Android Tablet, iPad, iPhone
Requirements π
Minimum Age: | 14 years old Those under the age of 18 must obtain a parent's consent before registering on the platform. |
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Supported Locations: | United States |
Supported Devices: | Android Phone, Android Tablet, iPad, iPhone Certain opportunities may be more difficult on a tablet. Brands and retailers looking to partner with Shopkick can reach out directly via the website. |
Earner Details π°
Income Type: | Active |
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Point Conversion: | 1 Shopkick Kick is worth $0.004. 250 Kicks = $1. To reach the minimum payout amount listed below, you'll need to have around 500 Kicks. |
Minimum Payout: | $2 |
Payout Options: | Gift Cards PayPal Amazon Gift Card AMC Gift Card American Eagle Gift Card |
Payout Speed: | 0-1 days Most rewards are sent instantly. |
Sign Up Bonus: | Claim a 500 kick signup bonus by accumulating a minimum of 10 kicks (excluding video watching) on the app. Sign up here. |


Swagbucks members can earn SB by taking surveys, completing promotional offers, playing games, shopping for cashback, scanning receipts, searching the web, referring new members, and more. 1 SB = $0.01. After accumulating $3.00 (~300 SB), earnings can be cashed out via PayPal, gift cards, Payoneer, charity donations, and more.
Swagbucks has apps for: Android Phone, Android Tablet, iPhone
Requirements π
Minimum Age: | 13 years old Those under the age of majority must have permission from a parent or legal guardian. |
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Supported Locations: | Worldwide Available opportunities my vary by country. |
Supported Devices: | Android Phone, Android Tablet, Computer Browser, iPhone, Smartphone Browser Swagbucks can be accessed via web browser on any device (user experience may vary) or via the apps available on the Apple App Store or Google Play Store. |
Earner Details π°
Income Type: | Active, Semi-Passive You can earn semi-passive income on Swagbucks by using the platform's search engine and referring new members. You'll get a 10% commission on all referral earnings. |
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Point Conversion: | 1 Swagbucks SB is worth $0.01. 100 SB = $1. To reach the minimum payout amount listed below, you'll need to have around 300 SB. |
Minimum Payout: | $3.00 Minimum payout varies by payout option. Charity donations can be redeemed for lower than the minimum payout amount for cash rewards. |
Payout Options: | Charity Donations Gift Cards Payoneer PayPal Air Canada Gift Card Payout options may vary by country. |
Payout Speed: | 1-12 days Payouts can take up to 10 business days to be delivered. |
Commissions / Fees: | $2 fee on all Payoneer payouts. |
Sign Up Bonus: | This varies and isn't always available, but occasionally Swagbucks will offer $5-$10 sign up bonuses if you complete a certain number of tasks shortly after signing up. Check your Swag Ups to see if you have a bonus offer after signing up. Sign up here. |


BeFrugal members can earn cashback by shopping through the platform or using the BeFrugal browser extension. Additional savings can be found via promo codes, printable coupons, and the deal-discovery tool. After accumulating any amount of money, earnings can be cashed out via PayPal, direct deposit, Venmo, check, Zelle, or gift cards.
BeFrugal has apps for: Android Phone, Android Tablet, iPad, iPhone
Requirements π
Minimum Age: | 18 years old |
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Supported Locations: | Worldwide |
Supported Devices: | Android Phone, Android Tablet, Computer Browser, iPad, iPhone BeFrugal can be accessed via web browser on any device (user experience may vary) or via the apps on the Google Play or Apple App store. |
Earner Details π°
Income Type: | Active, Semi-Passive You can earn/save money semi-passively with the BeFrugal browser extension, which automatically alerts you of cashback and promo codes as you shop online. |
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Minimum Payout: | None Minimum payout varies by payout option. It's $0.01 for direct deposit, PayPal, Venmo, and Zelle withdrawals. Gift cards vary from $5-$10+. Check payouts start at $25. |
Payout Options: | Check Gift Cards PayPal Prepaid Credit Cards Amazon Gift Card Payout options may vary by location. For example, check and direct deposit payouts are available in the U.S. only. |
Payout Speed: | 1-3 days Most payout requests are processed on the next business day. |
Commissions / Fees: | 0.5% fee to process international PayPal payouts. |
Sign Up Bonus: | $10 if you earn $20 in cashback within one year of joining. Sign up here. |


Karma Shop members can earn cashback by shopping online. The platform also features price drop alerts, restock alerts, price comparisons, and promo codes for additional savings. After accumulating $30, Karma Cash can be redeemed for actual cash via PayPal.
Karma has apps for: Android Phone, Android Tablet, iPad, iPhone, Mac Computer
Requirements π
Minimum Age: | 18 years old |
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Supported Locations: | Worldwide |
Supported Devices: | Android Phone, Android Tablet, Computer Browser, iPad, iPhone |
Earner Details π°
Income Type: | Semi-Passive Karma's cashback earnings can be considered semi-passive if you either use the browser extension or get in the habit of shopping through the platform for cashback. |
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Minimum Payout: | $30 |
Payout Options: | PayPal |
Payout Speed: | 90-100 days Karma Cash may be withdrawn 90 days from the date of purchase, so long as the item(s) are not returned or exchanged. Payouts can then take up to 10 business days to process. |
Sign Up Bonus: | $5 + another $5 after you make your first qualifying purchase. Sign up here. |
Other Notes: | You can only store a maximum amount of $75 in your account. Karma may request for proof of a qualifying purchase, so best to keep the receipts. Failure to show the receipt requested can invalidate any rewards. |


Receipt Hog members can earn coins by uploading physical and digital receipts, participating in surveys, and inviting new members to the platform. 1 Receipt Hog coin = $0.005-$0.0062. After collecting a minimum of $5 (~806-1,000 Coins), coins can be exchanged for PayPal cash or gift cards.
Receipt Hog has apps for: Android Phone, iPhone
Requirements π
Minimum Age: | 13 years old Minors must have permission from a parent or legal guardian. |
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Supported Locations: | Canada, United States |
Supported Devices: | Android Phone, iPhone Receipt Hog accounts can be managed via the Receipt Hog website, but can only be created through the Receipt Hog app. |
Other: | Phone number verification is required for payouts. |
Earner Details π°
Income Type: | Active, Semi-Passive Digital receipts (from your email or retail accounts) can be considered semi-passive as, once you link your account, you just have to check in every now and then. |
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Point Conversion: | 1 Receipt Hog Coin is worth $0.005-$0.0062. 161-200 Coins = $1. To reach the minimum payout amount listed below, you'll need to have around 806-1000 Coins. |
Minimum Payout: | $5 |
Payout Options: | Gift Cards PayPal Prepaid Credit Cards Amazon Gift Card Prepaid Visa |
Payout Speed: | 0-7 days |
Sign Up Bonus: | 50 coins ($0.25-$0.31) for signing up, 130 coins ($0.65-$0.806) for completing the intro survey, 150 coins ($0.75-$0.93) for uploading your first receipt. Sign up here. |


Pogo members can earn points by sharing transaction data, making online and in-store purchases for cashback, scanning receipts, taking surveys, sharing browsing data, sharing location data, referring friends, and more. 1 Pogo point = $0.001. After accumulating $3.00 (~3,000 Points), points can be exchanged for cash via Venmo, PayPal, or gift cards, or they can be donated to charity.
Pogo has apps for: Android Phone, iPhone
Requirements π
Minimum Age: | 13 years old |
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Supported Locations: | United States |
Supported Devices: | Android Phone, Computer Browser, iPhone The Pogo app is available on both the Google Play and Apple App store. The Pogo Extension (which offers some exclusive opportunities), is available for the Chrome browser. |
Earner Details π°
Income Type: | Active, Semi-Passive The data-sharing earnings on Pogo are almost completely passive, but you still have to open the app every once in a while to claim your points. |
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Point Conversion: | 1 Pogo Point is worth $0.001. 1000 Points = $1. To reach the minimum payout amount listed below, you'll need to have around 3000 Points. |
Minimum Payout: | $3.00 |
Payout Options: | Charity Donations Gift Cards PayPal Prepaid Credit Cards Tremendous Rewards |
Payout Speed: | 0-1 days |
Sign Up Bonus: | 300 points when you sign up and link a bank card. Sign up here. |


Checkout 51 members can earn cashback primarily by scanning in-store grocery receipts and gas receipts. Cashback is also available via some online shopping offers. Additional earnings are available via surveys, location sharing, ad watching, and bonuses. After accumulating $20.00, earnings can be cashed out via PayPal or check.
Checkout 51 has apps for: Android Phone, Android Tablet, iPad, iPhone, Mac Computer
Requirements π
Minimum Age: | 18 years old Must be the age of majority in your jurisdiction. This is typically |
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Supported Locations: | Canada, Puerto Rico, United States Checkout 51 is also supported on overseas US military bases. |
Supported Devices: | Android Phone, Android Tablet, Computer Browser, iPad, iPhone Checkout 51 can be accessed via web browser on any device (user experience may vary) or via the Checkout 51 apps on the Apple App and Google Play stores. |
Earner Details π°
Income Type: | Active, Semi-Passive You can earn semi-passive income on Checkout 51 by sharing your location. All you have to do is tap notifications as you receive them, which is quite effortless. |
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Minimum Payout: | $20.00 |
Payout Options: | Check PayPal |
Payout Speed: | 5-32 days PayPal payouts take 5-15 business days to receive. Checks are processed within that same timeframe but can take 15-30 business days to be received due to being sent by regular mail. |


WowApp members can earn WowCoins by claiming daily check-in earnings, completing surveys, shopping online for cashback, playing games, referring friends, and more. 1 WowCoin = $0.01. After accumulating $2.40 (~240 WowCoins), earnings can be cashed out via PayPal, bank transfer, and more.
WowApp has apps for: Android Phone, Android Tablet, iPad, iPhone, Mac Computer
Requirements π
Minimum Age: | 16 years old |
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Supported Locations: | Worldwide |
Supported Devices: | Android Phone, Android Tablet, Computer Browser, iPad, iPhone WowApp can be accessed via web browser on any device (user experience may vary), but many of the earning opportunities on the platform are only available on the downloadable app version. |
Other: | The use of VPNs or anything similar and emulators are not allowed. Real mobile numbers and email addresses must be used upon registration. Only one (1) account per user. |
Earner Details π°
Income Type: | Active |
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Point Conversion: | 1 WowApp WowCoins is worth $0.01. 100 WowCoins = $1. To reach the minimum payout amount listed below, you'll need to have around 240 WowCoins. |
Minimum Payout: | $2.40 Minimum payout varies by payout option, as follows: Charity donations ($0.10), WowCredit ($1), Mobile credit ($1.08, but can depend on the mobile provider), Credit/debit card ($2.40), PayPal ($2.40), Bank account ($14.12). |
Payout Options: | Charity Donations Direct Deposit Gift Cards Mobile Credit Top Up PayPal Payout options vary by location. WowApp also allows you to cash out to WowCredit, which you can use directly on the platform to buy virtual numbers and make calls. |
Payout Speed: | 60-67 days Earnings stay on hold for 60 days before being able to be cashed out. Then, processing a payout can take 1-5 business days. |
Commissions / Fees: | Fees for payout options include: Mobile credit (8%), Credit/debit card ($1 + 8%), PayPal ($1 + 8%), Bank account ($2 + 15%). |
Other Notes: | To request a payout, you need to be active on the platform for multiple consecutive days. The more you want to cash out at once, the more days you need to be active in a row. |


Drop members can earn Drop points by shopping for cashback (both in-store and online), trying new services, answering surveys, and referring friends. 1 Drop point = $0.001. After accumulating $25 (~25,000 Points), Drop points can be exchanged for gift cards, collectibles, or contest entries.
Drop has apps for: Android Phone, iPhone
Requirements π
Minimum Age: | 18 years old |
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Supported Locations: | Canada, United States |
Supported Devices: | Android Phone, iPhone Drop members can only access the platform via the Drop app available on the Google Play and Apple App store. Businesses can access the platform's solutions via web browser on any device. |
Earner Details π°
Income Type: | Active, Semi-Passive Drop's linked card cashback can be considered semi-passive as all you have to do is link your card, activate offers each week, and shop as usual. |
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Point Conversion: | 1 Drop Point is worth $0.001. 1000 Points = $1. To reach the minimum payout amount listed below, you'll need to have around 25000 Points. |
Minimum Payout: | $25 |
Payout Options: | Digital Products Gift Cards adidas Gift Card Air Canada Gift Card Airbnb Gift Card Payout options vary by location. Gift cards are only available for redemption once per week, in limited quantities. Available digital products are Drop collectibles, which offer additional earnings and other unique perks within the Drop app. |
Payout Speed: | 0-56 days Once you successfully secure a gift card payout, you should receive it instantly. However, since gift cards are only available for redemption once per week in limited quantities, you may be waiting multiple weeks (or months) until you're lucky enough to receive one. |
Commissions / Fees: | 5% fee when cashing out cryptocurrencies for points (no longer applicable since the crypto offer seems to be unavailable). |
Sign Up Bonus: | 100 points. Sign up here. |
Other Notes: | Drop doesn't support joint bank accounts across multiple member accounts. Linking business cards is also not allowed. |


MyPoints members can earn points by answering surveys and polls, shopping online and in-store, watching videos, playing games, using the search and earn browser, reading emails, referring friends, and more. Savings are also available via deals and promo codes. 1 MyPoints point = $0.00571-$0.006451. After accumulating $3.00 (~465-525 Points), members can redeem their points for PayPal cash, gift cards, and more.
MyPoints has apps for: Android Phone, iPhone
Requirements π
Minimum Age: | 16 years old |
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Supported Locations: | Worldwide Some features are available in certain locations only. If your country is not supported and you try to sign up, you will see this message: "MyPoints is not yet available in your country, but we are working hard to get there. We will contact you when we launch." |
Supported Devices: | Android Phone, Computer Browser, iPhone, Smartphone Browser, Tablet Browser MyPoints can be accessed via a web browser on any device (user experience may vary). Apps are also available via the App Store and Play Store. |
Earner Details π°
Income Type: | Active, Semi-Passive Semi-passive income can be earned on MyPoints by referring other members. You'll earn 10% of your referrals' earnings for life at no cost to them. |
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Point Conversion: | 1 MyPoints Point is worth $0.00571-$0.006451. 155-175 Points = $1. To reach the minimum payout amount listed below, you'll need to have around 465-525 Points. Point conversion varies based on the payout option chosen. Higher-value payouts typically offer better conversion rates. Some payout options go on sale occasionally, offering even better rates. |
Minimum Payout: | $3.00 Minimum payout varies by payout option and location. |
Payout Options: | Gift Cards PayPal Prepaid Credit Cards Travel Rewards Points 1-800-Flowers Gift Card Payout options vary by location. |
Payout Speed: | 3-56 days Payout processing times vary by payout option. eGift cards: 3 to 10 business days, PayPal cash: up to 5 business days, physical gift cards: 2 to 3 weeks for delivery, United MileagePlus Award Miles: 6 to 8 weeks. |
Commissions / Fees: | There is a $3 deduction for requesting a physical gift card. |
Sign Up Bonus: | New MyPoints members can choose between a $5-$10 Amazon or Visa Gift Card as their welcome bonus. Sign up here. |


Mr. Rebates members can use the platform to earn cashback online, find online promo codes, and earn additional cash by referring new members. After accumulating at least $10, earnings can be cashed out via PayPal, Venmo, Amazon gift card, or check.
Mr. Rebates has apps for: Android Phone, Android Tablet, iPad, iPhone
Requirements π
Minimum Age: | 13 years old Minors (13-17) must have parental consent. |
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Supported Locations: | Worldwide Cashback may be less reliable if you live outside the US and Canada. |
Supported Devices: | Android Phone, Android Tablet, Computer Browser, iPad, iPhone |
Earner Details π°
Income Type: | Active, Semi-Passive Mr. Rebates cashback earnings can be considered semi-passive if you use the browser extension. The referral earnings can also be considered semi-passive as they're recurring. |
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Minimum Payout: | $10 |
Payout Options: | Check Gift Cards PayPal Venmo Amazon Gift Card Those outside of the U.S. can only receive cash back rebates from Mr. Rebates through PayPal or Amazon Gift Card. |
Payout Speed: | 1-90 days Cashback can take up to 90 days to be available for payout. Payouts are processed at the beginning of each month for the previous month's requests (e.g. September payout requests are processed in October). |
Sign Up Bonus: | $5 after you make your first confirmed cashback eligible purchase. Sign up here. |


Capital One Shopping members can earn cashback by shopping at brands through the platform. After accumulating at least $5, earnings can be cashed out via gift cards. The platform can also help members find coupon codes and deals and track price changes on products.
Capital One Shopping has apps for: Android Phone, Android Tablet, iPad, iPhone
Requirements π
Minimum Age: | 18 years old |
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Supported Locations: | Australia, Canada, United States Currently, the U.S. has access to the most features on the platform. |
Supported Devices: | Android Phone, Android Tablet, Computer Browser, iPad, iPhone Capital One Shopping can be used via web browser but downloading the app or browser extension allows you to get the most out of the platform. |
Earner Details π°
Income Type: | Active, Semi-Passive Using the Capital One Shopping extension can be considered semi-passive as, once installed, it'll alert you automatically of any earning/savings opportunities |
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Minimum Payout: | $5 |
Payout Options: | Gift Cards 1-800-Flowers Gift Card Advance Auto Parts Gift Card American Eagle Gift Card Barnes & Noble Gift Card |
Payout Speed: | 1-93 days Cashback rewards can take up to 90 days to credit to your account and be available for payout. |


RetailMeNot members can earn cashback online and in-store on things like clothes, entertainment, groceries, gift cards, dining out, electronics, and more. Members can also use the platform to find deals, coupons, and promo codes. After accumulating $5, earnings can be cashed out via PayPal or Venmo.
RetailMeNot has apps for: Android Phone, iPhone
Requirements π
Minimum Age: | 18 years old |
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Supported Locations: | Canada, United States |
Supported Devices: | Android Phone, Computer Browser, iPhone, Smartphone Browser, Tablet Browser |
Find More Cashback Apps and Money-Saving Opportunities
Check out our free Platform Discovery Tool. With it, you can find and filter through dozens of money-making platforms to fine-tune the results to your liking.
Frequently Asked Questions (FAQs)
Are cashback apps legit? Do they really work?
Yes, cashback apps are legit and they do work, as long as you don't use any shady ones. Popular cashback apps like Ibotta, Rakuten, Honey, and the others on this list are run by massive companies and have been used my thousands (or even millions) of shoppers.
How do cashback apps work? How do they make money?
Cash back apps primarily make their money by partnering with brands and stores. As a shopper, when you make a purchase using a cashback app, the app gets paid by the brand/store you shopped at and shares some of that profit with you. This is also known as affiliate marketing.


Some cashback apps also make additional money through things like advertisements, selling shopper data, or by selling market research services like surveys.
Are cashback apps safe?
Cashback apps are generally safe to use as most have measures in place to protect and anonymize your personal and financial data. That said, if you're really worried, it's always worth reviewing the privacy policies of each cashback app you plan on using.
Also, be sure to always use a unique password for each app you download, just so that in the rare case of a data breach, your other accounts won't be compromised.
Are cashback apps worth it?
This will really depend on how you value your time. In most cases, earning cash back through a cashback app takes very little time, so the savings/earnings are well worth it. However, if you're worried about your data safety, or you don't want to put in the effort to earn the cash back, then they might not be worth it for you.
Tip: download a few different apps and try them out. If they're not a fit, you'll figure that out pretty quickly.
Which cashback app is best?
This again depends on what you're looking for. For online shopping, cashback apps like Rakuten, BeFrugal, and TopCashback are all great options. For in-store savings on groceries, Ibotta and Checkout 51 are top choices. For restaurant savings, Seated is a popular option. For cashback on anything, apps like Receipt Hog and ReceiptPal are worth checking out.
In the end, the best cashback app for you will depend on the effort you're willing to put in and the purchases you'd like to earn cashback on.
Can you use multiple cashback apps?
You can install as many as you want on your mobile phone, but when it comes to stacking your cashback across multiple apps, that depends. In the case of earning cashback for your receipts, it's very possible to get paid from multiple apps. But, for things like online purchases where you earn a percentage back for shopping through the app, you likely won't be able to stack your earnings.
That said, using multiple cashback apps is still a viable strategy as it allows you to compare rates. Find the app that offers the best cash back rate, then shop through that one to get the best savings. Even a percentage difference can add up β especially for a large purchase!
Final Thoughts
Cashback apps can be a great way to save or make extra money (however you want to view it). Most of them are easy to use and the return you get for your time can be quite good!
Just remember, don't go wasting money just to earn some cashback.
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